Medicare Referral Plan
As you navigate the complexities of Medicare, we are here to provide you with peace of mind and ensure you have the coverage you need. For our clients who are 65 and older, we provide referral services, through our wholly owned subsidiary e-TeleQuote, for both Medicare Advantage and Medicare Supplement Plans.
Our program connects clients with a licensed agent who can educate them on Medicare and explain how a Medicare Advantage Plan or Medicare Supplement Policy might fit their needs. These policies are fully funded by the federal government and managed by private insurance carriers. They cover hospital care, outpatient medical services and in some cases additional coverage for prescription drugs, vision, hearing and dental.
ORIGINAL MEDICARE VS. MEDICARE ADVANTAGE PLAN
Medicare Parts A and B (Original Medicare) offer only hospital and "medically necessary" healthcare coverage, a definition that excludes many health services that may be important to you. Medicare Advantage Plans cover everything included in Original Medicare and may also offer the following benefits:
- Vision: Annual exams, glasses, contacts, and additional tests
- Hearing: Exams and assistive devices
- Dental: Exams, cleanings, fillings, dentures, and more
- Fitness: Programs like SilverSneakers or RenewActive, with gym memberships, classes, and fitness apps
- Over-the-counter benefits: Buy supplies from the drugstore with money from your Medicare plan; covered supplies often include bandages, allergy medication, vitamins, supplements, and more.
UNDERSTANDING MEDICARE
Medicare can be really complicated. In fact, most people don't know that original Medicare (Medicare Parts A and B) doesn't cover everything.
FIRST: enroll in Original Medicare (Parts A and B) when you become eligible.
THEN: if you want or need additional coverage, consider your options.
OPTION 1: Traditional Medicare: keep Original Medicare and add a Medicare Supplement Plan (Medigap) and also get a Medicare Part D Plan to have your prescription drugs covered.
OPTION 2: Medicare Advantage: enroll in a Medicare Advantage (Part C) Plan, which combines the benefits of Parts A and B, may offer additional benefits (such as dental, vision, and hearing coverage), and may also include prescription drug coverage all in one plan.
WHY CHOOSE US FOR YOUR MEDICARE NEEDS?
Our licensed agents will find you the best coverage that meets your unique healthcare needs. Our program is designed to give you peace of mind, knowing that you have protection from unexpected medical expenses. We are here to help you navigate your Medicare journey with confidence.
Connect with your local Primerica representative to find out more. There is no obligation to buy – just an opportunity to learn more and get the coverage that fits your needs.
For the official Medicare government site, please see www.medicare.gov.
Primerica Senior Health is an insurance customer referral program in which Primerica representatives may introduce individuals to e-TeleQuote Insurance, Inc. ("e-TeleQuote"), an affiliate of Primerica, Inc. e-TeleQuote does business as easyMedicare® in all states other than California, Florida, and New Mexico. Primerica representatives and the Primerica Senior Health referral program do not represent e-TeleQuote or any of the insurers that e-TeleQuote represents. Each product may be applied for and purchased separately from e-TeleQuote. Not all health plans are available through e-TeleQuote in all states. Nothing contained herein, and no referral made by using the Primerica Senior Health referral program is intended to be, and shall not be construed as, marketing or solicitation by Primerica or its representatives for the purchase of or sale to, any individual referred to e-TeleQuote of any health plan.
e-TeleQuote is a duly licensed insurance agency appointed by Medicare Advantage HMO, PPO and PFFS plans and stand-alone prescription drug plans and insurance companies holding Medicare contracts approved by The Centers for Medicare & Medicaid Services (CMS). e-TeleQuote is not connected with or endorsed by the U.S. Government or the Federal Medicare Program. Enrollment in any plan for coverage is subject to insurance company approval. e-TeleQuote sales agents/producers may be compensated based on your enrollment in a health plan. Medicare Supplement plans are not connected with or endorsed by the U.S. Government or the Federal Medicare program. e-TeleQuote complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.